Affiliate marketers who partnered with merchants that also worked with Capital One Shopping may be eligible for a cash payment from a class action settlement. If you participated in an affiliate commission program during the qualifying time period, you may be able to submit a claim and receive compensation.
This settlement resolves allegations that Capital One Financial Corp., Wikibuy LLC and Wikibuy Holdings LLC improperly received affiliate marketing commissions that should have gone to affiliates. While the companies deny wrongdoing, both sides agreed to settle to avoid the risks and costs of continued litigation.
Why This Lawsuit Exists?
The lawsuit claims Capital One Shopping received affiliate marketing commissions that should have gone to participating affiliates when transactions involved both the affiliate and the Capital One Shopping tool.
Plaintiffs argued that these practices may have been inconsistent with affiliate marketing industry standards.
Capital One denies these allegations, but agreed to settle the case to avoid further legal expenses and delays.
Who Qualifies?
You may qualify if all of the following are true:
You are a person or entity in the United States
You participated in an affiliate commission program with an online merchant
That merchant also partnered with Capital One Shopping
You were involved in a transaction where Capital One Shopping was also involved
Your participation occurred between January 6, 2020, and December 18, 2025
Both individuals and businesses involved in affiliate marketing programs may qualify.
How Much Can You Get?
Payments depend on the type of claim you qualify for and the documentation you provide.
Proof Payment
Equal to the amount of commissions Capital One Shopping earned on qualifying transactions
Applies to transactions posted on or after November 1, 2023
Claimants must provide sufficient evidence showing qualifying transactions
Alternative Payment
Flat $20 payment
Available to claimants who can show their affiliate identifier appears in Capital One Shopping data but do not qualify for a proof payment
If you qualify for both calculations, you will receive the greater amount. However, claimants cannot receive both payments.
Your Options
| Option | What It Means | Key Deadline |
|---|---|---|
| File a Claim | Submit a claim form to receive a payment from the settlement. | April 17, 2026 |
| Exclude Yourself | Opt out of the settlement and keep your right to sue separately. | April 17, 2026 |
| Object | Tell the court why you disagree with the settlement but remain in the class. | April 17, 2026 |
| Do Nothing | Receive no payment and give up the right to sue over the claims. | No action required |
How to File a Claim?
To receive payment, you must submit a claim form.
You will need to provide:
Your name and contact information
Your Social Security Number or Taxpayer Identification Number
Information showing you participated in a qualifying affiliate program
Affiliate identifiers such as:
Publisher ID
Affiliate ID
Affiliate links or URLs
Click IDs
Trade names
You must also provide documentation showing you own the affiliate identifiers, which may include:
Affiliate dashboard screenshots
Commission reports
Contracts with affiliate networks
Correspondence with affiliate networks
Bank statements showing commission payments
Sworn declarations
Claims can be submitted online or by mail.
Mailing address:
Capital One Shopping Settlement
Settlement Administrator
P.O. Box 2019
Portland, OR 97208-2019
Payment options include PayPal, Venmo, Zelle, or a virtual prepaid Mastercard (default).
If approved and no appeals are filed, payments are expected approximately 60 days after final approval.
