If you live in Florida and got a late-night debt collection email from Progressive Insurance, you may be entitled to cash from a new $500,000 settlement.
Progressive has agreed to resolve claims that it violated the Florida Consumer Collection Practices Act (FCCPA) by sending emails between 9:00 p.m. and 8:00 a.m.
Why is there a lawsuit?
A Florida resident sued Progressive, claiming the company broke the law by sending collection emails at night or early morning hours—times the FCCPA says are off-limits.
Progressive denies wrongdoing but agreed to the settlement to resolve the case.
Who qualifies?
You may be eligible if:
You lived in Florida
Between July 2, 2022 – May 16, 2025
You received a debt collection email from Progressive between 9 p.m. and 8 a.m. local time
No proof of purchase is required.
How much can people get?
Settlement fund: $500,000
Payments will be pro rata (divided among all valid claimants)
Exact payout depends on the number of claims filed
What Are Your Options?
| Option | What It Means | Deadline |
|---|---|---|
| Submit a Claim | Receive a cash payment if eligible | November 24, 2025 |
| Exclude Yourself | Keep your right to sue Progressive separately | November 7, 2025 |
| Object | Tell the court why you disagree with the settlement | November 7, 2025 |
| Do Nothing | Get no payment and give up your rights | — |
| Final Approval Hearing | Court decides if settlement is fair | December 8, 2025 |
How to File a Claim
To get a payment, you must submit a valid claim form by November 24, 2025:
Questions? Call 833-621-8303
Exclude / Object Deadline: November 7, 2025
Claim Deadline: November 24, 2025
Final Hearing: December 8, 2025
Don’t miss out — if you received those late-night Progressive emails in Florida, you may be owed money.
