If you received a notice about the September 2024 Constar Financial Services data breach, you may be eligible for cash payments and free credit monitoring from a class action settlement.
The settlement resolves claims that a cyberattack exposed sensitive personal information. Eligible individuals can claim up to $6,080, depending on documented losses.
Here’s what you need to know—and how to claim.
Why This Lawsuit Exists?
The lawsuit Roller v. Constar Financial Services, LLC, alleges that a targeted cyberattack in September 2024 accessed files containing sensitive consumer information.
The exposed data may have included:
Names
Social Security numbers
Mailing and email addresses
Telephone numbers
Employment information
Information about income, expenses, and assets
Plaintiffs claim Constar Financial Services LLC and Empereon Marketing LLC failed to adequately protect consumer data.
The companies deny wrongdoing, but agreed to settle the case to avoid the cost and uncertainty of ongoing litigation.
Who Qualifies?
You may qualify if:
Your personally identifiable information (PII) was potentially compromised in the September 2024 data incident, or
You received a notification letter from Constar Financial Services or Empereon Marketing about the breach.
In most cases, eligibility is tied to individuals identified in Constar’s records and notified about the incident.
How Much Money You Can Get?
The amount you receive depends on your claim type and documentation.
1. Lost Time
If you spent time responding to the breach, you can claim:
Up to 4 hours
$20 per hour
Maximum: $80
You’ll need to provide a brief description of the time spent.
2. Ordinary Expenses (With Proof)
You can claim up to:
$1,000 for documented out-of-pocket expenses
Examples include:
Credit monitoring fees
Credit report costs
ID replacement
Postage to contact banks or agencies
Expenses must have occurred between Sept. 27, 2024, and May 1, 2026.
3. Extraordinary Losses (With Proof)
If the breach led to identity theft or fraud, you may claim:
Up to $5,000 for unreimbursed losses
You must show:
The loss was likely related to the data breach
You tried to recover the loss (such as through insurance)
The loss occurred between Sept. 27, 2024, and May 1, 2026
4. Free Credit Monitoring
All class members can enroll in:
3 years of credit monitoring
$1 million in identity theft insurance
Real-time credit monitoring
Dark web scanning
Public records monitoring
Access to a fraud resolution agent
Your Options
| Option | What It Means | Deadline |
|---|---|---|
| Submit a Claim | File a claim to receive cash reimbursement or credit monitoring | May 1, 2026 |
| Opt Out | Remove yourself from the settlement and keep the right to sue separately | April 14, 2026 |
| Object | Tell the court why you disagree with the settlement | April 14, 2026 |
| Do Nothing | Stay in the settlement but receive no payment | No deadline |
The final approval hearing is scheduled for May 22, 2026.
Payments will be issued after final approval and resolution of any appeals.
How to File a Claim?
You can submit your claim online or by mail/email.
Step 1: Gather Your Notice Info
To file online, you’ll need the:
Unique ID
PIN
These appear on your settlement notice.
If you can’t find them, contact the settlement administrator at:
Include your full name and mailing address.
Step 2: Choose Your Payment Method
You can receive payment via:
PayPal
Venmo
Zelle
Virtual prepaid card
Physical check by mail
Step 3: Submit Supporting Documents (If Needed)
Depending on your claim type, you may need:
Receipts or statements for expenses
Documentation of fraud or identity theft losses
A short explanation for lost time claims
Self-written notes alone are not sufficient for expense claims.
If you received a Constar Financial Services or Empereon data breach notice, you may qualify for cash payments up to $6,080 plus free credit monitoring.
The deadline to file a claim is May 1, 2026.
