All California homeowners with built-in garages insured by Allstate may get a share of a $4 million settlement due to miscalculated premiums. No claim form required—payments will be automatic. Exclusion/objection deadline: Nov. 10, 2025. Final approval hearing: Dec. 2, 2025.
Ever wondered if your homeowners insurance was charging you more than it should? If you’re in California and have a built-in garage, Allstate might have overcounted your garage square footage, leading to higher premiums. Good news: a $4 million class action settlement is here, and you could get a cash payment without lifting a finger.
Why the Lawsuit Exists?
The lawsuit claims Allstate double-counted garage space when calculating homeowners insurance premiums for certain policies under Project UIN 203019. While Allstate denies wrongdoing, they agreed to the settlement to resolve the dispute quickly and fairly.
Who Qualifies?
You may be eligible if you meet all the following:
You are a California homeowner insured by Allstate.
Your home has a built-in garage.
Your policy was part of Project UIN 203019.
Project UIN increased your home’s recorded square footage, possibly counting your garage twice.
Pro Tip: Allstate’s internal records determine eligibility—no receipts or extra documentation needed.
How Much You Can Get?
Payments vary based on:
Number of built-in garage bays
Policy years affected
Property location
Collected premiums
Exact amounts aren’t public, but all eligible class members who don’t exclude themselves will receive a payment automatically by mail after final court approval.
Settlement Options
| Option | Deadline | What Happens |
|---|---|---|
| Do Nothing | N/A | Receive a payment automatically and give up the right to sue over these claims. |
| Exclude Yourself | Nov. 10, 2025 | No payment, but keep the right to pursue claims independently. |
| Object | Nov. 10, 2025 | Submit a written objection to the Court if you disagree with the settlement. |
| Attend Hearing | Dec. 2, 2025 | Speak in Court about the settlement before it’s finalized. |
How to File a Claim?
Good news: no claim form is required. Payments will be mailed automatically to eligible homeowners who do not exclude themselves.
For exclusion, objection, or additional info:
Mail/Contact: Hilario Settlement, P.O. Box 58220, Philadelphia, PA 19102
Email: [email protected]
Phone: 312-955-0545
Settlement website: HilarioSettlement.com
Mark your calendar: Exclusion and objection deadline is Nov. 10, 2025, and the final approval hearing is Dec. 2, 2025.
This settlement ensures that California homeowners with built-in garages aren’t overpaying due to miscalculations. It’s a great example of how class actions can hold big companies accountable—and put cash back in your pocket with minimal effort.
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