If you got a notice from Generations Federal Credit Union (GFCU) about a data breach in December 2022, you may be eligible for up to $5,000 in compensation and free credit monitoring—but you must act before September 15, 2025.
Why Was There a Lawsuit?
Between Dec. 13–15, 2022, GFCU experienced a data breach that allegedly exposed sensitive personal info like Social Security numbers and financial account details.
A class action lawsuit claimed GFCU failed to protect member data. While GFCU denies wrongdoing, it agreed to a settlement to resolve the claims.
Who Qualifies?
You’re eligible if:
You live in the U.S., and
You got a written notification from GFCU saying your data was potentially accessed in the breach.
If you didn’t get a letter, you’re likely not eligible.
What Can You Get?
You can claim multiple benefits, depending on how the breach affected you:
Up to $500 for out-of-pocket expenses (bank fees, credit monitoring, etc.)
Up to $80 for lost time (up to 4 hours at $20/hour)
Up to $4,500 for documented, unreimbursed financial losses
2 years of free credit monitoring (includes 3-bureau monitoring + $1M identity theft insurance)
Total potential payout: Up to $5,000 + credit monitoring.
Your Options at a Glance
| Option | What It Means | Deadline |
|---|---|---|
| Submit a Claim | Get compensation and/or credit monitoring | Sept. 15, 2025 |
| Do Nothing | Get no benefits, but lose the right to sue | — |
| Exclude Yourself | Keep your right to sue separately | Sept. 30, 2025 |
| Object | Tell the court why you don’t like the settlement | Sept. 30, 2025 |
How To File a Claim
To get any money or benefits, you must file a claim by Sept. 15, 2025. Here’s how:
Find your Unique ID & PIN from the notice GFCU sent you
Go online to the official site: Submit Your Claim Here
Or, mail in a completed form to:
GFCU Data Settlement
c/o Claims Administrator
P.O. Box 25226
Santa Ana, CA 92799
Important: If you’re claiming reimbursement, be sure to include documentation (e.g., receipts, bank statements, time logs).
Final Approval Hearing: The court will decide whether to approve the settlement at a hearing on January 20, 2026.
