If you worked at America First Credit Union, don’t assume a payment is automatic.
You must submit a form to get money from this $850,000 settlement.
Here’s what to know—and how to claim your share before the deadline.
Why This Lawsuit Exists?
This case alleges that America First Credit Union (AFCU):
Failed to pay employees for all hours worked
Did not properly compensate for overtime
Required off-the-clock work, like:
Opening procedures
Logging into systems before clocking in
AFCU denies all allegations, and no court has ruled on the merits. The case was settled to avoid further litigation.
Who Qualifies?
You may be eligible if:
You worked as a nonexempt branch employee
You were employed anytime between November 3, 2022, and July 15, 2025
You worked at any AFCU branch in the United States
If you received a notice, it means records indicate you’re likely eligible.
How Much You Can Get?
There is no flat payment—your share depends on your work history.
Payments come from an $850,000 settlement fund
An estimated $485,125 goes to class members after fees and costs
How it’s calculated:
Each week worked = 1 point
Your share =
(Your weeks worked ÷ Total weeks worked by all claimants) × Net fund
Additional details:
50% of your payment is taxed as wages (W-2)
50% is non-wage income (1099)
Your Options (Important Deadline)
| Option | What It Means | Deadline |
|---|---|---|
| Submit Consent Form | Get a payment and join the settlement | May 11, 2026 |
| Do Nothing | No payment, keep your rights | — |
How to File Your Claim?
To get paid, you must submit a Consent to Join and Release Form.
Here’s how:
Complete the form
Submit it by one of these methods:
Online
Mail
Email
Fax
Mailing Address:
AFCU Settlement Claims Administrator
6420 Flying Cloud Drive, Suite 101
Eden Prairie, MN 55344
Email: [email protected]
Fax: 888-495-9746
Deadline: May 11, 2026
When Will You Be Paid?
Payments are expected about 5 months after the deadline
Checks will be sent by mail
Must be cashed within 120 days, or they become void
Important Notes
No form = no payment
The amount you receive depends on how long you worked
Any unclaimed funds will revert to AFCU
